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	<title>Michael Guidone</title>
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		<title>Michael Guidone</title>
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		<title>The Tax System &#8211; Explained With Beer</title>
		<link>http://michaelguidone.wordpress.com/2011/01/04/the-tax-system-explained-with-beer/</link>
		<comments>http://michaelguidone.wordpress.com/2011/01/04/the-tax-system-explained-with-beer/#comments</comments>
		<pubDate>Tue, 04 Jan 2011 12:35:44 +0000</pubDate>
		<dc:creator>mikeguidone</dc:creator>
				<category><![CDATA[Bureaucracy]]></category>
		<category><![CDATA[Liberty]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[Tax]]></category>

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		<description><![CDATA[Credit for this analogy goes to David R. Kamerschen, Ph.D., Professor of Economics at the University of Georgia, the author. Suppose that every day, ten men go out for beer and the bill for all ten comes to $100. If they paid their bill the way we pay our taxes, it would go something like [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=michaelguidone.wordpress.com&amp;blog=7321819&amp;post=93&amp;subd=michaelguidone&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><span style="color:#999999;"><em> Credit for this analogy goes to David R. Kamerschen, Ph.D., Professor of Economics at the University of Georgia, the author.</em></span><br />
<strong>S</strong>uppose that every day, ten men go out for beer and the bill for all ten comes to $100. If they paid their bill the way we pay our taxes, it would go something like this:</p>
<ul>
<li>The first four men (the poorest) would pay nothing.</li>
<li> The fifth would pay $1.</li>
<li> The sixth would pay $3.</li>
<li> The seventh would pay $7.</li>
<li> The eighth would pay $12.</li>
<li> The ninth would pay $18.</li>
<li> The tenth man (the richest) would pay $59.</li>
</ul>
<p>So, that&#8217;s what they decided to do.  The ten men drank in the bar every day and seemed quite happy with the arrangement, until one day, the owner threw them a curve. &#8220;Since you are all such good customers,&#8221; he said, &#8220;I&#8217;m going to reduce the cost of your daily beer by $20.&#8221;  Drinks for the ten now cost just $80.<br />
The group still wanted to pay their bill the way we pay our taxes so the first four men were unaffected. They would still drink for free. But what about the other six men &#8211; the paying customers? How could they divide the $20 windfall so that everyone would get his &#8220;fair share?&#8221;<br />
They realized that $20 divided by six is $3.33. But if they subtracted that from everybody&#8217;s share, then the fifth man and the sixth man would each end up being paid to drink his beer. So, the bar owner suggested that it would be fair to reduce each man&#8217;s bill by roughly the same amount, and he proceeded to work out the amounts each should pay.<br />
And so:</p>
<ul>
<li> The fifth man, like the first four, now paid nothing (100% savings).</li>
<li> The sixth now paid $2 instead of $3 (33%savings).</li>
<li> The seventh now pay $5 instead of $7 (28%savings).</li>
<li> The eighth now paid $9 instead of $12 ( 25% savings).</li>
<li> The ninth now paid $14 instead of $18 ( 22% savings).</li>
<li> The tenth now paid $49 instead of $59 (16% savings).</li>
</ul>
<p>&nbsp;<br />
Each of the six was better off than before. And the first four continued to drink for free. But once outside the restaurant, the men began to compare their savings.</p>
<ul>
<li> <em>&#8220;I only got a dollar out of the $20,&#8221; declared the sixth man. He pointed to the tenth man, &#8220;but he got $10!&#8221;</em></li>
<li><em> &#8220;Yeah, that&#8217;s right,&#8221; exclaimed the fifth man. &#8220;I only saved a dollar, too. It&#8217;s unfair that he got ten times more than I!&#8221;</em></li>
<li><em> &#8220;That&#8217;s true!!&#8221; shouted the seventh man. &#8220;Why should he get $10 back when I got only two? The wealthy get all the breaks!&#8221;</em></li>
<li><em> &#8220;Wait a minute,&#8221; yelled the first four men in unison. &#8220;We didn&#8217;t get anything at all. The system exploits the poor!&#8221;</em></li>
</ul>
<p><em> <a href="http://en.wikipedia.org/wiki/Bolsheviks">The nine men surrounded the tenth and beat him up.</a></em><br />
The next night the tenth man didn&#8217;t show up for drinks, so the nine sat down and had beers without him. But when it came time to pay the bill, they discovered something important. They didn&#8217;t have enough money between all of them for even half of the bill!<br />
And that, boys and girls, journalists and college professors, is how our tax system works. The people who pay the highest taxes get the most benefit from a tax reduction. Tax them too much, attack them for being wealthy, and they just may not show up anymore. In fact, they might start drinking overseas where the atmosphere is somewhat friendlier.<br />
David R. Kamerschen, Ph.D., Professor of Economics, University of Georgia<br />
For those who understand, no explanation is needed.  For those who do not understand, no explanation is possible.</p>
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		<title>Quote</title>
		<link>http://michaelguidone.wordpress.com/2010/06/10/quote/</link>
		<comments>http://michaelguidone.wordpress.com/2010/06/10/quote/#comments</comments>
		<pubDate>Thu, 10 Jun 2010 12:29:18 +0000</pubDate>
		<dc:creator>mikeguidone</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://michaelguidone.wordpress.com/?p=91</guid>
		<description><![CDATA[Most people are about as happy as they make up their minds to be. - Abraham Lincoln<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=michaelguidone.wordpress.com&amp;blog=7321819&amp;post=91&amp;subd=michaelguidone&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Most people are about as happy as they make up their minds to be.</p>
<p>- Abraham Lincoln</p>
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		<title>Problem Solving: Buckets</title>
		<link>http://michaelguidone.wordpress.com/2010/06/07/problem-solving-buckets/</link>
		<comments>http://michaelguidone.wordpress.com/2010/06/07/problem-solving-buckets/#comments</comments>
		<pubDate>Mon, 07 Jun 2010 15:03:37 +0000</pubDate>
		<dc:creator>mikeguidone</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://michaelguidone.wordpress.com/?p=89</guid>
		<description><![CDATA[This problem has been around for a while, see if you can solve it without looking it up.. Objective is to measure exactly 4 gallons of water in a 5 gallon bucket. Supplies: You have a 3 gallon and a 5 gallon bucket, one holds exactly 3 gallons and the other exactly 5 gallons. You [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=michaelguidone.wordpress.com&amp;blog=7321819&amp;post=89&amp;subd=michaelguidone&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>This problem has been around for a while, see if you can solve it without looking it up..</p>
<p>Objective is to measure exactly 4 gallons of water in a 5 gallon bucket.</p>
<p>Supplies:  You have a 3 gallon and a 5 gallon bucket, one holds exactly 3 gallons and the other exactly 5 gallons. You have an infinite supply of water (lets just say more than you&#8217;ll ever need to solve this). The buckets have no markings on them.</p>
<p>You objective is to measure exactly 4 gallons of water and have it contained in the 5 gallon bucket. (I think you know why it won&#8217;y be in the 3 gallon bucket).</p>
<p>Comment back if you know the answer (well, one of them anyway)</p>
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		<title>Problem Solving:  Bright Idea</title>
		<link>http://michaelguidone.wordpress.com/2010/06/07/problem-solving-bright-idea/</link>
		<comments>http://michaelguidone.wordpress.com/2010/06/07/problem-solving-bright-idea/#comments</comments>
		<pubDate>Mon, 07 Jun 2010 12:35:49 +0000</pubDate>
		<dc:creator>mikeguidone</dc:creator>
				<category><![CDATA[Problem Solving]]></category>

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		<description><![CDATA[This problem involves a sealed room with no windows. No light can get in or out of the room. Outside of the room near the door are three light switches. The electrical contractor was asked to install three lights inside the room, each having its own light switch outside the room. These were the extent [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=michaelguidone.wordpress.com&amp;blog=7321819&amp;post=85&amp;subd=michaelguidone&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>This problem involves a sealed room with no windows. No light can get in or out of the room. Outside of the room near the door are three light switches. The electrical contractor was asked to install three lights inside the room, each having its own light switch outside the room. These were the extent of the requirements given. As it turns out the contractor gave no thought to correlating the order of the switches to the order of the lights in the room. (Typical of most outsourcing)</p>
<p>You are left to solve the problem of which switch goes to which light. But there is only one caveat. You may only enter the room one time and one time only to see which light is on. You may not leave the door open, you have no help, and you have to special equipment to assist you. You may only follow these steps:</p>
<p>1. Manipulate the switches<br />
2. Enter the room<br />
3. Solve which switch goes with with light.</p>
<p>Comment back if you think you have solved it</p>
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		<title>Swine flu strikes home, stay informed with early warning system</title>
		<link>http://michaelguidone.wordpress.com/2009/04/25/swine-flu-strikes-home-stay-informed-with-early-warning-system/</link>
		<comments>http://michaelguidone.wordpress.com/2009/04/25/swine-flu-strikes-home-stay-informed-with-early-warning-system/#comments</comments>
		<pubDate>Sat, 25 Apr 2009 15:46:06 +0000</pubDate>
		<dc:creator>mikeguidone</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[linkedin]]></category>
		<category><![CDATA[Social Media]]></category>
		<category><![CDATA[CDC]]></category>
		<category><![CDATA[Flu]]></category>
		<category><![CDATA[Infectious Disease]]></category>
		<category><![CDATA[Twitter]]></category>
		<category><![CDATA[Virus]]></category>

		<guid isPermaLink="false">http://michaelguidone.wordpress.com/?p=35</guid>
		<description><![CDATA[Swine Flu has just spread through the high school I attended in NY where 75 students fell sick, apparently infected by a few students who recently returned from Mexico. There are no confirmed cases of swine flu in the city and initial results from the first students tested are said to be coming back negative. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=michaelguidone.wordpress.com&amp;blog=7321819&amp;post=35&amp;subd=michaelguidone&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Swine Flu has just <a href="http://www.nytimes.com/2009/04/25/nyregion/25sick.html?hp">spread through the high school I attended in NY</a> where <a href="http://gothamist.com/2009/04/25/swine_flu_concerns_after_75_turn_up.php">75 students fell sick</a>, apparently infected by a few students who recently returned from Mexico.</p>
<blockquote><p><em>There are no confirmed cases of swine flu in the city and initial results from the first students tested are said to be coming back negative. Still a Center for Disease Control spokesman said, &#8220;We are very, very concerned. We have what appears to be a novel virus, and it has spread from human to human. It&#8217;s all hands on deck at the moment.&#8221;</em></p></blockquote>
<p>The <a href="http://www.reuters.com/article/domesticNews/idUSTRE53O1LN20090425">World Health Organization has just reported</a> that these <a href="http://news.google.com/news?pz=1&amp;ned=us&amp;hl=en&amp;q=Swine+Flu+outbreak">outbreaks of swine flu</a> in Mexico <a href="http://www.promedmail.org/pls/otn/f?p=2400:1001:8969592087694382::NO::F2400_P1001_BACK_PAGE,F2400_P1001_PUB_MAIL_ID:1000,77190">and the United States</a> have the potential to cause a worldwide pandemic.</p>
<p>These events reminded me of the near release of  Ebola and Marhburg viruses in a suburban area of Virginia described in the book  &#8220;<a href="http://www.amazon.com/Hot-Zone-Terrifying-True-Story/dp/0385495226/ref=sr_1_1?ie=UTF8&amp;s=books&amp;qid=1240666395&amp;sr=1-1">The Hot Zone: A Terrifying True Story</a>&#8220;. </p>
<p>It was shortly after reading that (nearly 7 years ago) when I began to subscribe to the <a href="http://www.promedmail.org">ProMed-mail</a> infectious disease notification system.</p>
<p>The <a href="http://www.isid.org/">International Society for Infectious Diseases</a> having members from over 155 countries operate a program for Monitoring Emerging Diseases; <a href="http://www.promedmail.org/pls/otn/f?p=2400:1000">ProMed-mail</a> is an electronic outbreak reporting system that monitors infectious diseases globally. </p>
<p>ProMed-mail describes itself as:</p>
<blockquote><p>The global electronic reporting system for outbreaks of emerging infectious diseases &amp; toxins, open to all sources. ProMED-mail, the Program for Monitoring Emerging Diseases, is a program of the International Society for Infectious Diseases.
</p></blockquote>
<p>They have set up their <a href="http://twitter.com/ProMedNetwork">Twitter account</a> back in February but have not yet started using it for notifications. </p>
<p>Perhaps they need to <a href="http://www.isid.org/ProMEDMail_Donations.shtml">raise some more money</a> in order to bootstrap using Twitter as notification mechanism for those who subscribe (which I already do!).  Its a worthy organization and service, please consider donating.</p>
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			<media:title type="html">mikeguidone</media:title>
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		<title>You can&#8217;t forget your password if you don&#8217;t know what it is!</title>
		<link>http://michaelguidone.wordpress.com/2009/04/23/you-cant-forget-your-password-if-you-dont-know-what-it-is/</link>
		<comments>http://michaelguidone.wordpress.com/2009/04/23/you-cant-forget-your-password-if-you-dont-know-what-it-is/#comments</comments>
		<pubDate>Thu, 23 Apr 2009 17:46:31 +0000</pubDate>
		<dc:creator>mikeguidone</dc:creator>
				<category><![CDATA[Cybercrime]]></category>
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		<category><![CDATA[password]]></category>
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		<guid isPermaLink="false">http://michaelguidone.wordpress.com/?p=13</guid>
		<description><![CDATA[About two years ago I reached a breaking point. I could no longer remember all of the passwords I was required to have for all of the on-line sites that required them. I have always had an excellent memory. When I was a kid I had memorized all of the telephone numbers of all of [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=michaelguidone.wordpress.com&amp;blog=7321819&amp;post=13&amp;subd=michaelguidone&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>About two years ago I reached a breaking point. I could no longer remember all of the passwords I was required to have for all of the on-line sites that required them. I have always had an excellent memory. When I was a kid I had memorized all of the telephone numbers of all of my friends, and I still remember them today. Useless knowledge that I can&#8217;t get rid of! (I hope there isn&#8217;t a limit!) As I&#8217;ve gotten older I&#8217;ve realized that my tolerance for having to remember fleeting and useless information is very low. I just wasn&#8217;t going to memorize passwords anymore.  For obvious reasons, I decided it would be a <a href="http://www.foxnews.com/story/0,2933,351497,00.html">bad idea to use the same password </a>on all of the sites that required it. With <a href="http://www.usdoj.gov/criminal/cybercrime/index.html">cybercrime</a> on the rise seemingly everywhere, I was sure that I didn&#8217;t what an identity or password of mine used on multiple sites. That way if any one of the sites was compromised then the cyberthug perpetrators couldn&#8217;t penetrate other sites that I subscribe to using the stolen information.</p>
<p>After trying several manual techniques for keeping my passwords I finally settled on a password vault I had used where I worked to store server passwords. It&#8217;s a great little package called <a href="http://keepass.info/">KeePass Password Safe</a>.  Now all of my passwords look something like this:</p>
<blockquote><p>tbluPKtftrsBpK5VU0QSvkCc<br />
or this<br />
*z*@&#8217;#e2!P4m.6/dBS\1gHwv
</p></blockquote>
<p>Rather than me rambling on about this I&#8217;ll snip the description of the product from their site and paste it right here:</p>
<blockquote><p><em>KeePass is a free open source password manager, which helps you to manage your passwords in a secure way. You can put all your passwords in one database, which is locked with one master key or a key file. So you only have to remember one single master password or select the key file to unlock the whole database. The databases are encrypted using the best and most secure encryption algorithms currently known (AES and Twofish).</em></p></blockquote>
<p>Excellent tool, I highly recommend using it. I have dozens of user accounts and don&#8217;t know the passwords to any of them!</p>
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		<title>What if Newspapers Had Just Been Invented?</title>
		<link>http://michaelguidone.wordpress.com/2009/04/23/what-if-newspapers-had-just-been-invented/</link>
		<comments>http://michaelguidone.wordpress.com/2009/04/23/what-if-newspapers-had-just-been-invented/#comments</comments>
		<pubDate>Thu, 23 Apr 2009 12:44:33 +0000</pubDate>
		<dc:creator>mikeguidone</dc:creator>
				<category><![CDATA[Old Media]]></category>
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		<guid isPermaLink="false">http://michaelguidone.wordpress.com/?p=17</guid>
		<description><![CDATA[Speaking at the National Association of Broadcasters convention, Malcolm Gladwell the author of The Tipping Point and Blink posed the question; What if Newspapers Had Just Been Invented? Will the decline of newspapers continue? Many of us, including Malcolm believe that this is true. Certainly the revenue model around them has deteriorated. As will the [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=michaelguidone.wordpress.com&amp;blog=7321819&amp;post=17&amp;subd=michaelguidone&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Speaking at the National Association of Broadcasters convention, <a href="http://www.gladwell.com/">Malcolm Gladwell</a> the author of <a href="http://www.amazon.com/Tipping-Point-Little-Things-Difference/dp/0316346624/ref=sr_1_2?ie=UTF8&amp;s=books&amp;qid=1240488193&amp;sr=1-2">The Tipping Point</a> and <a href="http://www.amazon.com/Blink-Power-Thinking-Without/dp/0316010669/ref=sr_1_3?ie=UTF8&amp;s=books&amp;qid=1240488193&amp;sr=1-3">Blink </a> posed the question; <em><a href="http://www.breitbart.tv/?p=324023">What if Newspapers Had Just Been Invented?</a></em></p>
<p>Will the decline of newspapers continue? Many of us, including Malcolm believe that this is true. Certainly the revenue model around them has deteriorated. As will the model around television and radio. In fact I believe that all businesses that were built around controlling the distribution of information face the same decline and disruption in their business model.  I currently work for <a href="http://www.cox.com/">Cox Communications</a>, a division of <a href="http://www.coxenterprises.com/corp/home.htm">Cox Enterprises</a> who also happen to own Cox Media, which include <a href="http://www.coxenterprises.com/corp/operating_companies/newspapers.htm">Cox Newspapers</a>, which is one of the nation’s ten largest newspaper-publishing enterprises, includes 17 daily and 28 non-daily newspapers. </p>
<p><a href="http://scobleizer.com/2009/04/19/the-newspaper-industry-just-gave-away-another-free-meal-er-twitter-do-they-have-any-left/">Take a look at this list</a> of features and services the newspaper industry have let slip through their fingers because of their misguided insistence of controlling the distribution rather than concentrating on the content. </p>
<p>Why do I feel like my car is stalled in the railroad crossing?</p>
<p><img src="http://michaelguidone.files.wordpress.com/2009/04/car-x-ing1.jpg?w=600" alt="Newspaper Destiny" /></p>
<p>Just found this cheery bit of news on the <a href="http://online.wsj.com/public/resources/documents/NEWSPAPERS0903.html">WSJ, where they have this nice map</a> calling out the decline of newspapers across the country:</p>
<blockquote><p>The Atlanta Journal-Constitution said in March 2009 it will cut its full-time news staff by about 90 people, or nearly 30%. It is the third and largest round of job cuts for the AJC news staff, which numbered about 500 in 2006. The first came in 2007 with buyouts for retirement-eligible staff members, followed by a broader buyout in mid-2008</p></blockquote>
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			<media:title type="html">Newspaper Destiny</media:title>
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		<title>Agile Development Webinar with Steve McConnell</title>
		<link>http://michaelguidone.wordpress.com/2009/04/14/agile-development-webinar-with-steve-mcconnell/</link>
		<comments>http://michaelguidone.wordpress.com/2009/04/14/agile-development-webinar-with-steve-mcconnell/#comments</comments>
		<pubDate>Tue, 14 Apr 2009 15:14:17 +0000</pubDate>
		<dc:creator>mikeguidone</dc:creator>
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		<guid isPermaLink="false">http://michaelguidone.wordpress.com/?p=3</guid>
		<description><![CDATA[On Thursday, April 16, 2009 3:00 PM EST be sure to register and then attend the webinar on Right Sizing Agile Development. In this webinar Steve McConnell the author of Code Complete and Rapid Development will be discussing Agile development practices, experiences from the field and wisdom on what works and what to watch out [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=michaelguidone.wordpress.com&amp;blog=7321819&amp;post=3&amp;subd=michaelguidone&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>On Thursday, April 16, 2009  3:00 PM EST be sure to register and then attend the webinar on <a href="https://event.on24.com/eventRegistration/EventLobbyServlet?target=registration.jsp&amp;eventid=140117&amp;sessionid=1&amp;key=1565037F2927EB78039F829A25208578&amp;partnerref=1MS1A3&amp;sourcepage=register">Right Sizing Agile Development</a>.  In this webinar <a href="http://www.amazon.com/exec/obidos/search-handle-url/ref=ntt_athr_dp_sr_1?_encoding=UTF8&amp;search-type=ss&amp;index=books&amp;field-author=Steve%20McConnell">Steve McConnell</a> the author of <a href="http://www.amazon.com/Code-Complete-Practical-Handbook-Construction/dp/0735619670/ref=sr_1_1?ie=UTF8&amp;s=books&amp;qid=1239732288&amp;sr=1-1">Code Complete</a> and Rapid Development will be discussing Agile development practices, experiences from the field and wisdom on what works and what to watch out for.</p>
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